Irissnow.com

Insurer’s business model

Profit = earned premium + investment income - incurred loss - underwriting expenses.
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Life insurance can be an effective tool to make certain and protect your family’s financial future. It has been acknowledged universally as a method by which the breadwinner can substitute risk and uncertainty with timely aid for the family in case of their unfortunate death.

Since a life insurance policy will replace your lost income after your death, it is important to choose the right kind of policy. Hence, it is essential to find a company that will cover your insurance with the right amount, and at a reasonable price. Read the rest of this entry »

What is insurance?

Insurance represents a system of relations on protection of property interests of natural and legal persons at certain events (insured accidents) at the expense of monetary funds that are formed of insurance payments paid by them (insurance premiums).

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Car Insurance
What is auto insurance?
According to the law, every owner and driver of a car is in need of car insurance. Internet facilitates the obtaining of online quotes for auto insurance. All large insurance companies offer car insurance quotes on their sites. To get a free auto insurance quote, you have to give some information about yourself. You won’t get an instant car insurance quote, but if you will spend some minutes, you will have a possibility to compare offers of different insurance companies. Some of them, the most important in the car insurance market, are listed below. Read the rest of this entry »